You can use either a personal or business bank account when connecting for affiliate payouts.
If you connect a personal account, we’ll report your earnings as individual income.
If you connect a business account, we’ll report as business income.
Use the setup that aligns with how you handle your taxes.
What happens in each case
Account type | What Rootabl collects | How income is reported |
Personal account | Your Social Security Number (or equivalent if outside U.S.) | Reported as individual income. |
Business account | Your business’s Employer Identification Number (EIN) or equivalent | Reported as business income. |
What account time should I pick?
Use a personal account if you:
Earn affiliate payouts as an individual rather than through a business entity.
File taxes personally without a separate business structure.
Use a business account if you:
Operate through an LLC, corporation, or other business entity.
Want your affiliate earnings treated and reported as business income.
Prefer keeping business finances separate from personal ones.
Why this matters
Because how you connect your account affects how your country’s tax authority will classify the income you receive via Rootabl.
Connecting your personal account links the payout to your individual tax identity.
Connecting a business account links it to your business tax identity.
This helps ensure your tax forms and filings align with how you earn.
If you create your account and have connected the wrong type of account, let us know at [email protected]! We can reset your account so that you can restart the signup process as this changes what Stripe requires on the backend for tax documentation.